| Savings
Accounts
Regular Savings
Traditional savings account available to all individuals.
- $50.00 minimum opening deposit
- Free ATM card
- Free
ATM access at Idaho Banking Company owned machines
- Free
24 hour access to account information through IBC Phone Express
- Direct
deposit available
- Free
online banking
- Quarterly
statements
- Variable interest rate; Interest accrued daily and paid quarterly
- Monthly
service charge $1.00. No monthly service charge when you maintain
an average daily balance of $100.00
Youth and Minor Savings
Savings accounts designed for individuals under 18 years of age.
The Youth Savings account is for individuals under 18 years of age
who have access to funds. Parent or guardian must sign on account.
The Minor Savings account is opened by parent or guardian for minors under 18 years of age, who do not have access to funds.
- $25.00
minimum opening deposit
- Free
ATM card
- Free
ATM access at Idaho Banking Company owned machines
- Free
24 hour access to account information through IBC Phone Express
- Direct
deposit available
- Free
online banking
- Quarterly
statements
- Variable interest rate; Interest accrued daily and paid quarterly
- No monthly service charge; however, a $1 per-withdrawal fee is assessed after six withdrawals in one month
Money Market
Our Money Market account is for customers with moderate balances who want liquidity and security. This account features tiered interest rates with limited check-writing and withdrawal capabilities.
- $1,000
minimum opening deposit
- Free
ATM card
- Free
ATM access at Idaho Banking Company owned machines
- Free
24 hour access to account information through IBC Phone Express
- Direct
deposit available
- Free
online banking
- Monthly
statements that include image deposits and checks
- Variable tiered interest rates; Interest accrued daily and paid monthly
- Unlimited withdrawals if made in person, by messenger, by mail, or ATM
- Transfers and withdrawals limited to six per month, of which three may be by check
- Monthly service charge of $5.00. An additional $5.00 per withdrawal fee is assessed after six withdrawals in one month. No monthly service charge when you maintain an average daily balance of $1,000.00
Prestige
Elite Savings
Our Prestige Elite Savings account is for customers who maintain an average daily balance of $25,000 or more while taking advantage of premium interest rates. This account has limited check writing and withdrawal capabilities.
- $25,000.00 minimum opening deposit
- Free
ATM card
- Free
ATM access at Idaho Banking Company owned machines
- Free 24-hour access to account information through IBC Phone Express
- Direct deposit available
- Free online banking
- Monthly statements that include image deposits and checks
- Variable tiered interest rates to reward higher balances; Interest accrued daily and paid monthly
- Unlimited withdrawals if made in person, by messenger, by mail, or ATM
- Transfers and withdrawals limited to six per month, of which three may be by check
- Free Travelers Cheques, Official Checks, and Money Orders
- Free Prestige Elite Wallet Checks
- 50% Discount on Safe-Deposit Box Rental
- Refund of ATM Surcharges assessed for using another financial institution’s ATM
- Monthly service charge of $15.00. An additional $5.00 per withdrawal fee is assessed after six withdrawals in one month. No monthly service charge when you maintain an average daily balance of $25,000.00
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